Using a familiar shopping-cart experience, ConnectedHealth helps consumers understand the cost of the benefits they are selecting, and (for group plans) their employer’s contribution. Consumers review personalized recommendations based on their lifestyle and preferences, enabling them to make smart benefits choices.
Step 1: Users input information about the people who need insurance and personalize the plan options.
- Demographic information, including the age and gender of the people who want coverage, and where they live.
- How long they need insurance (just for a few months to fill a gap, or for a longer time)
- Balance preferences for monthly premium versus total out-of-pocket costs.
Users find the balance they are most comfortable with between having predictable costs and saving money if they use few services.
Step 2: Users customize their family’s likely healthcare use, or opt to assume they’ll have a similar use pattern as people like themselves.
- Personalized utilization helps consumers understand what his likely costs might be for services in the course of the year.
- Without considering their likely expenses on out-of-pocket costs, consumers may not choose the right plan.
Step 3: Based on their own information, users review personalized plan recommendations.
- ConnectedHealth’s proprietary algorithm uses each individual’s personal preferences to determine the recommended plans that best meet the user’s needs.
- Similar to other shopping sites, the sliders help users refine their results based on premium, annual cost, or maximum potential cost (the “worst case scenario”).
- Users can create side-by-side comparisons of the coverage benefits.
Step 4: As the final step, users can apply or enroll online.
- ConnectedHealth’s platform can be integrated with your own online enrollment system or a third party system. Other flexible alternatives for integration are available.
Consumers making health care decisions often have a lot of questions. ConnectedHealth’s proprietary library of information and articles makes it easy for consumers to find the answers they need as they make their decisions.
ConnectedHealth is a new shopping experience for consumers – one that supports any benefit design from the plan sponsor, and one that lends itself to consumers purchasing other products and voluntary benefits that help maximize their investment in health.