Terms & Conditions

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Please read these terms of use carefully before using this website.

The documents, data, information and other materials (collectively the “material(s)”) contained on this website are provided by ConnectedHealth LLC (“ConnectedHealth”), exclusively for non-commercial, individual use by prospective ConnectedHealth customers to inquire about or make insurance related decisions and shop for and/or purchase insurance related services or products and for no other purpose (collectively, “authorized users”).

BY ACCESSING, USING, VIEWING, TRANSMITTING, CACHING OR STORING THIS WEBSITE OR ANY OF ITS SERVICES, FUNCTIONS, MATERIALS, OR CONTENTS, YOU SHALL BE DEEMED TO HAVE AGREED TO EACH AND ALL THE TERMS, CONDITIONS AND NOTICES IN THIS WEBSITE (“AGREEMENT”) WITHOUT MODIFICATION. If you are not an authorized user, and if you do not agree to the terms of this agreement, you may not use this website or download any materials from it.

ConnectedHealth reserves the right to change the terms, conditions and notices under which the materials and the website are offered at any time.

Legal jurisdictions only
The insurance services and products described on this website are only for persons in those states and jurisdictions where such products and services may legally be sold. Nothing on this web site shall be considered a solicitation to buy or an offer to sell any products or services to any person in any jurisdiction where such offer, solicitation, purchase or sale would be unlawful.

Agreement for use
You warrant that you are at least 18 years of age and possess the legal authority to enter into this agreement and to use this website in accordance with all terms and conditions herein. You agree to be financially responsible for all of your use of this website (as well as for use of your account by others, including without limitation minors living with you). You agree to supervise all usage by minors of this website under your name or account. You also warrant that all information supplied by you or members of your household in using this website is true and accurate.

For any products or other services for which fees may be charged, you agree to abide by the terms or conditions of purchase imposed, including, but not limited to, payment of all amounts when due and compliance with all rules and restrictions regarding such products, or services. You shall be completely responsible for all charges, fees, duties, taxes and assessments arising out of the use of this website.

Existing insurance coverage
DO NOT CANCEL ANY EXISTING INSURANCE UNTIL YOU RECEIVE WRITTEN CONFIRMATION FROM THE INSURANCE COMPANY TO WHICH YOU ARE APPLYING THAT YOUR NEW POLICY IS IN EFFECT.

Limited license to view and copy
The content and information displayed on this website (“ConnectedHealth materials”) is the property of ConnectedHealth and/or other parties. The downloading, reproduction or retransmission of ConnectedHealth information, other than for non-commercial individual use, is strictly prohibited.

This website is to be used by authorized users for personal use only. Commercial uses of this website are strictly prohibited. If you are currently an authorized user, you are granted a limited, non-transferable, revocable license to view and copy the materials solely for your personal use, subject to the restrictions below.

Prohibited conduct
You agree not to: (a) copy, display, modify, reproduce or otherwise transfer any of the materials to any third party without the prior written permission of ConnectedHealth. (b) interfere or disrupt networks connected to the website; (c) use or attempt to use any device, software or routine that interferes with the proper functioning of the website or any transactions being offered through the website; (d) transmit files, data or other materials containing a computer virus, corrupted data, worms, “Trojan horses” or other instructions or design that would erase data or programming or cause the website or any equipment or system to become inoperable or incapable of being used in the full manner for which it was designed; (e) deliver any communication to or through the website which violates any local, state, federal or international law; (f) deliver any communication to or through the website that contains defamatory, libelous, abusive or obscene material; or (g) deliver any communication to or through the website that will infringe upon the rights of any third party.

Intellectual property rights
This website and the materials contain and reference trademarks, patents, trade secrets, technologies, products, processes or other proprietary rights of ConnectedHealth and/or other parties. No license or right to or in any such trademarks, patents, trade secrets, technologies, products, processes and other proprietary rights of ConnectedHealth and/or other parties is granted to or conferred upon you. Reproduction or storage of materials obtained from this website is subject to the U.S. Copyright Act of 1976, Title 17 U.S.C. No materials may be reproduced, distributed, posted, displayed, uploaded or transmitted except as expressly permitted herein. You may not remove any copyright, trademark notice or proprietary notices from the materials; or use the materials or this website except as permitted in this agreement. The use of any materials from the website on any other Internet, intranet, web or other site or computer environment is prohibited. You may not utilize framing techniques to frame any ConnectedHealth trademarks, logos, or other proprietary information (including images and text). You may not use any meta tags or any other “hidden text” utilizing our name, trademarks or other proprietary information.

Copyright and trademark notices
All contents of this website are the copyrighted property of one of ConnectedHealth companies, or its subsidiaries, affiliates, or a ConnectedHealth licensor, as applicable. All contents of this website are protected by United States and international copyright laws.

Trademarks owned by a ConnectedHealth company may not be used or displayed publicly without the prior written permission of the owner of the marks, except for downloaded logos and photographs as provided for elsewhere on this website. Any rights not expressly granted herein are reserved.

Ownership of materials
The materials are confidential and proprietary information of ConnectedHealth or its licensors, as applicable. ConnectedHealth retains all rights, title and interest in and to the materials, including all content, data, materials, specific implementations of XHTML, CSS and other code, the look and feel, the design and all other aspects of the trade dress of this website and retains all intellectual and property rights therein.

Linked websites
This website includes links to other websites. ConnectedHealth provides such links solely as a convenience to you and for informational purposes only. ConnectedHealth has not reviewed all of the information on these other websites. The inclusion of these links in no way indicates ConnectedHealth’s endorsement, support or approval of the content, advertising, products, services, policies or other materials on or available from such web sites. Neither ConnectedHealth, nor any other providers of products or services related to this website, shall be responsible for the content of any other web sites and make no representation or warranty regarding any other websites or the contents or materials on such websites. If you decide to access other websites, you do so at your own risk. Other websites may include links to the website. The inclusion of such links does not indicate the other website’s endorsement, support or approval of the content, advertising, products, services, policies or other materials on or available from this website.

Privacy
Your use of the website is subject to the ConnectedHealth privacy policy. If you would like to view the privacy practices please review our privacy policy.

Security
If you have been provided with a login and password, then any such login and password are for your personal use only
You may not reveal your login or password to anyone else or permit anyone else to use your login and password to access the website. You are responsible for maintaining the confidentiality and security of your login and password and accept responsibility for all activities that occur under your account or password. You must notify ConnectedHealth immediately in the event that the security of your login or password has been breached.

Disclaimer
THE MATERIALS ARE PROVIDED “AS IS” WITHOUT ANY WARRANTY, REPRESENTATION, CONDITION, UNDERTAKING OR TERM OF ANY KIND, EXPRESS OR IMPLIED, STATUTORY OR OTHERWISE, INCLUDING WITHOUT LIMITATION, THE WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT OF INTELLECTUAL PROPERTY OR FITNESS FOR A PARTICULAR PURPOSE. BECAUSE SOME JURISDICTIONS PROHIBIT THE EXCLUSION OF IMPLIED WARRANTIES, THE ABOVE EXCLUSIONS MAY NOT APPLY TO YOU.

Further ConnectedHealth does not warrant the accuracy or completeness of the information, text, graphics, links or other items contained within the materials. ConnectedHealth may make changes to the materials, or the programs, policies or other information described in the materials, at any time without notice. ConnectedHealth makes no commitment to update the materials.

WE MAKE NO WARRANTIES REGARDING THE AFFILIATION OF ANY PROVIDER WHO MAY CONTACT YOU. WE EXPRESSLY DISCLAIM ALL RESPONSIBILITY FOR THE ACTIONS OF ANY PROVIDER WHO MAY CONTACT YOU THROUGH THE SERVICE. IF YOU ARE DISSATISIFIED WITH THE SERVICE, YOUR SOLE REMEDY IS TO DISCONTINUE ITS USE.

WE ATTEMPT TO PROVIDE ACCURATE INFORMATION REGARDING INSURANCE PRODUCTS AND SERVICES; HOWEVER, WE CAN MAKE NO REPRESENTATION OR WARRANTY AS TO THE ACCURACY OR RELIABILITY OF THIS INFORMATION. AVAILABILITY OF PRODUCTS OR SERVICES MAY VARY BY STATE AND MAY NOT BE AVAILABLE TO YOU.

Limitation of liability
IN NO EVENT SHALL ConnectedHealth BE LIABLE FOR ANY SPECIAL, INDIRECT OR CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER, INCLUDING LOSS OF PROFITS OR DATA, WHETHER IN AN ACTION IN CONTRACT OR TORT, ARISING OUT OF THE USE OR PERFORMANCE OF THE WEBSITE OR THE MATERIALS, OR THE PERFORMANCE OR NON-PERFORMANCE BY ConnectedHealth OR ANY THIRD-PARTY PROVIDERS OF PRODUCTS OR SERVICES RELATED TO THIS WEBSITE, THIS LIMITATION OF LIABILITY SHALL APPLY REGARDLESS OF WHETHER THE CLAIM ASSERTED IS BASED ON CONTRACT, NEGLIGENCE OR ANY OTHER THEORY OF RECOVERY, EVEN IF ConnectedHealth HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. BECAUSE SOME JURISDICTIONS PROHIBIT THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU.

Indemnification
You agree to indemnify and hold harmless ConnectedHealth (and its directors, officers, employees, subsidiaries, agents and affiliates) from any and all claims, liabilities, costs and expenses, including reasonable attorneys’ fees and costs, due to or arising in any way from the use or misuse by you of the materials, your violation of these terms and conditions, your violation of any law, or infringement by you of any right of any person or entity.

Electronic Communications Privacy Act Notice (18 U.S.C. 2701-2711)
WE MAKE NO GUARANTY OF CONFIDENTIALITY OR PRIVACY OF ANY COMMUNICATION OR INFORMATION TRANSMITTED ON THE WEBSITE OR ANY WEB SITE LINKED TO THE WEBSITE. WE WILL NOT BE LIABLE FOR THE PRIVACY OF THE INFORMATION, E-MAIL ADDRESSES, REGISTRATION AND IDENTIFICATION INFORMATION, DISK SPACE, COMMUNICATIONS, CONFIDENTIAL OR TRADE-SECRET INFORMATION, OR ANY OTHER CONTENT TRANSMITTED OVER NETWORKS ACCESSED BY THE WEBSITE, OR OTHERWISE CONNECTED WITH YOUR USE OF THE WEBSITE.

Termination/access restriction
ConnectedHealth reserves the right, in its sole discretion, to modify your access or terminate your access to the website and the materials or any portion thereof at any time, without notice.

Notices
All notices and other communications permitted or required by the provisions of this agreement may be given by electronic mail, conventional mail or, if by ConnectedHealth, by posting such notice on this website. Notice is deemed given upon receipt by you if sent by electronic mail or conventional mail, or immediately upon posting to this website.

Miscellaneous provisions
Any claim relating to this agreement or the materials shall by governed by the laws of the State of Delaware, United States of America, exclusive of the choice of law rules thereof. This agreement constitutes the entire agreement of the parties with respect to the subject matter hereof and supersedes all prior oral and written agreements. No failure or delay on the part of ConnectedHealth in exercising any right or remedy hereunder or enforcing the terms and conditions of this agreement will operate as a waiver thereof. If any part or provision of this agreement is found to be invalid, unenforceable or void, then the remaining portion shall remain in full force and effect. Headings are for convenience only and not for use in interpretation of this agreement.

Updated February 15, 2010